Personal Investment Risk Profile
 
Something to consider as you organize you investment portfolio is the ratio of growth to conservative investments within your portfolio. These days, financial planners, brokers and advisors have fancy computer programs designed to impress with precise ratios for growth vs conservative investments you need to have in your portfolio. Flashy as these prograns are, they aren't really necessary.. 

Using the KIS* Formula (*keep it simple): 
Instead of laying out good money and or spending hours with a financial wizard learning to asses your personal risk profile you can come up with a fast and easy approximation that will work out just as well. A quick formula for working out your appropriate level of risk is to subtract your age from 100. 

For example: If you are 45 years old, 100 – 45 = 55 
In that case: 
55% of your investments ideally should be in growth investments and 
45% in conservative investments.

As you get older your exposure to growth investments should be reduced. Logic is if there was a market downturn you wouldn't have the years required to rebuild your portfolio.  There is nothing wrong with growth investments provided they are within the overall portfolio strategy you are using to grow your assets. Balance and diversity are good tools to employ. 

Considerations:
Every investor should know the details of what they own, why they own it and what they hope to achieve with their investments as well as understanding their personal timeline to achieve those objectives.

Too many people do not take the time to educate themselves and are at risk of being taken to the cleaners by unscrupulous "advisors" whose interest may be different from their own. Be careful!  People regularly lose large sums of money due to not knowing their situation and just taking advice "carte blanche".  Doing your own homework is very important and rewarding. A financial advisor for the most part should confirm what you have already learned from educationg yourself. Take the time to be well informed.